Consolidating debt

If you have a lot of debt, you might want to consider the option of Loan Consolidation. Credit card interest rates are so high, and if you can only make the minimum payments, it will take what seems like forever to get all those cards paid off. A consolidation loan will give you the ease of having just one payment to make each month, rather than one for each card you have. Plus the interest rates for a consolidation loan are considerably less than what the credit card companies charge. And while those same credit card companies will sometimes offer lesser interest rates, having to transfer all of your balances to the lesser rate card is a pain. And that lesser rate is ordinarily for a certain and short period of time. Then you have to hunt around for another offer so you can transfer that balance again. That's just too much to have to think and worry about in my opinion. You're better off with a consolidation loan with a lesser interest rate from the start. Hassle free -- that's what I like!


Olivia

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