How sad is this?

One of our clients at work -- this really nice couple -- were just in recently for a remortgage. They had been having some financial difficulties, and were so happy to get this remortgage to help them get back on their feet, instead of barely scraping by. Sadly though, he was killed in a car accident on the weekend. Even more sadly, is that they opted out of mortgage life insurance for whatever reason they decided to do that. Now this poor woman is left with a young child and a mortgage that she's not likely going to be able to afford. I can't imagine why anyone would not pay for this insurance, no matter what your situation is. It's well worth the money you pay for it to have that peace of mind. You never know what's going to happen around the corner.

Olivia